Known for her integrity, analytical precision, attention to detail, and ability to build strong professional relationships, Mikaelah brings a balanced and practical approach to complex building and claims matters. Based in Albany, New York, she provides consulting expertise throughout the state and surrounding markets.
Representative Project Experience
Coming Soon
Mikaelah Patterson
Senior Building Consultant
mikaelah.patterson@aggregatecc.com
(725) 724-1857
Areas of Expertise
• Construction Estimating & Project Coordination
• Property & Catastrophe Claims Handling
• Commercial & Government Projects
• Scope Development & Damage Assessment
• Estimate Review & Auditing
• Policy Interpretation & Negotiation
• Preconstruction & Bid Development
• Claims Quality Assurance
• Contractor & Carrier Relations
• Field Inspections & Reporting
Relevant Work Experience
Estimator Manager – January 2024 – June 2026
Unique Restoration
- Led and oversaw the estimating department for residential and commercial restoration projects, ensuring accuracy, profitability, and timely delivery of all estimates and supplements.
- Managed estimate development for water, fire, mold, asbestos, biohazard, and reconstruction projects, utilizing industry-standard restoration pricing databases.
- Negotiated directly with insurance carriers, independent adjusters, third-party administrators, and consultants to secure fair project approvals and maximize claim recoverability.
- Reviewed, approved, and mentored estimator scopes, Xactimate estimates, and supporting documentation to maintain company quality standards and carrier compliance requirements.
- Developed and implemented estimating procedures, quality-control measures, and workflow efficiencies that improved turnaround times and increased departmental productivity.
- Trained and mentored estimating staff on carrier guidelines, restoration standards, estimating software best practices, and effective negotiation strategies.
- Collaborated with project managers, mitigation teams, reconstruction staff, and executive leadership to ensure seamless project transitions from estimate approval through project completion.
- Monitored departmental performance metrics, estimate conversion rates, supplement success rates, and revenue targets to support continued company growth and profitability.
Independent Catastrophe Claims Supplement File Reviewer (Remote Deployment) – October 2024 – October 2025
TD Insurance, Canada
- Reviewed supplemental claim documentation for completeness, policy compliance, and accuracy of supporting cost data.
- Evaluated contractor estimates and supporting photos to confirm repair scope alignment and pricing legitimacy.
- Prevented over $112K in potential overpayment and fraud through detailed review and cross-verification.
- Maintained real-time communication between insured parties and adjusters to expedite claim resolution and ensure customer satisfaction.
Independent Catastrophe Claims Quality Analyst (Remote Deployment) – May 2020 – October 2024
TD Insurance, Canada
- Reviewed, researched, and audited property and catastrophe claims to ensure consistency with policy terms and internal guidelines.
- Enhanced field adjuster accuracy by providing detailed feedback on estimate quality and scope development.
- Monitored claims cycle times and resolution metrics, consistently exceeding quality and compliance benchmarks.
- Supported process improvements that reduced reinspection requests by 18% and improved claim accuracy scores across teams.
- Ensured strict adherence to data integrity and confidentiality protocols while maintaining comprehensive records for audit compliance.
Independent Catastrophe Field Adjuster (Deployments) – August 2020 – October 2025
Various Mainstream Carriers
- Performed on-site and virtual inspections to evaluate commercial and residential property damages following major weather events.
- Ensured accurate coverage application, fraud detection, and timely claims processing under high-volume CAT conditions.
- Delivered compassionate and professional policyholder communication throughout claim cycles, ensuring clarity and fairness.
Remote Senior Estimator – May 2014 – November 2025
Jones & Associates
- Led estimation for multiple multi-million-dollar commercial and government projects.
- Developed and reviewed detailed cost estimates, takeoffs, and bid proposals for structural, architectural, civil, and MEP scopes.
- Collaborated with project managers, architects, and subcontractors to ensure accurate cost forecasting and value engineering.
- Negotiated with insurance adjusters and vendors to secure profitable bid proposals while maintaining quality and compliance.
- Oversaw preconstruction budgeting, design development estimates, and bid-phase coordination to ensure alignment with client and company goals.
- Analyzed and tracked material and labor market trends, contributing to cost-saving strategies that reduced project expenses.
- Mentored junior estimators, improving team efficiency and accuracy in takeoff preparation and bid submission.
Managed multiple concurrent projects, ensuring on-time delivery, cost accuracy, and client satisfaction across all estimating phases.
Certifications
• All States: Property and Casualty Adjuster License
• State Farm: Wind and Hail/Policy, Estimatics, and Fire/Property IDL
• California Earthquake Claim Handling Certified
• USAA Certified
• Liberty Mutual/Safeco Certified
• NFIP Certified
• ATIC Certified
• Florida CPIC CAT Field Adjuster Certified
• NCJUA CAT Field Adjuster Certified
• NC Grange CAT Field Certified
• LCPIC Reviewer Certified
• Louisiana CPIC CAT Certified
Computer Skills
- Xactimate
- XactAnalysis
- Symbility
- Microsoft Office Suite
- Encircle
- Excel
- Matterport • DocuSketch
- Adobe
